I lately chatted with a good friend of mine who works for an insurance company and we began speaking about insurance claims. He mentioned that there was an enormous improve in claims that car rental corporations are making in opposition to their renter’s insurance corporations.
I requested “What sort of claims?”
He mentioned “Broken wheels.”
He defined that rental corporations used to lease vehicles that have been base fashions, nonetheless, they’ve found that resale is best on the next line model car over a base model. The improve in vehicles means altering wheel covers to aluminum wheels; the fee distinction being roughly $600 increased than a base model automobile.
Because the value distinction is important, the rental corporations are actually paying nearer consideration to returned automobiles, searching for any injury which will have been executed to the car; particularly to the perimeters of the wheels 제주도렌트카
Ought to they discover injury, they invoice your insurance company for the injury.
How do they know who to invoice?
Once you signed as much as lease the car, one of many items of data you might be required to supply is your insurance coverage quantity.
Your agent calls to let you know a few wheel injury declare in opposition to your coverage for $600 and you might be shocked! “I did not injury the car,” you say.
Nonetheless, except you will have proof – you’ll be charged for an costly wheel substitute that you just most-likely by no means broken.
What to do to protect your self the following time you lease a car:
1. Do an entire stroll across the automobile searching for door dings, dents and scratches. Take an image of any injury together with your cell phone or camera and produce the injury to the eye of the rental agent.
2. Examine the inside of the automobile for stains, tears, burns or different injury. Word if there are floor mats, what number of and their situation. Deliver any discrepancies to the eye of the rental agent.
3. If the automobile is a van, make be aware and take an image of all detachable seats.
4. Examine the trunk to ensure there’s a spare tire and jack and that the trunk mat is current.
5. Examine the wheels for scratches or dents and take footage of every tire earlier than and after your rental expertise as proof that you haven’t triggered any injury.
These steps could seem extreme nonetheless in the long run would be the solely proof that you’ve got returned the automobile in the identical situation that you just rented it. That is your proof ought to the rental company try and file an insurance declare for any injury.
In the long term, it’s a good use of your time and power and also will reduce the probability that the rental company will file an insurance declare.